Other notes to the Group’s Financial Statements 1–40
Select note 1–40
- 1 Insurance premiums written
- 2 Net income from investments
- 3 Claims incurred
- 4 Change in liabilities for insurance and investment contracts
- 5 Staff costs
- 6 Other operating expenses
- 7 Result analysis of If
- 8 Earnings per share
- 9 Financial assets and liabilities
- 10 Property, plant and equipment
- 11 Investment property
- 12 Intangible assets
- 13 Investments in associates
- 14 Financial assets
- 15 Fair values
- 16 Determination and hierarchy of fair values
- 17 Movements in level 3 financial instruments measured at fair value
- 18 Sensitivity analysis of level 3 financial instruments measured at fair value
- 19 Investments related to unit-linked insurance contracts
- 20 Deferred tax assets and liabilities
- 21 Taxes
- 22 Components of other comprehensive income
- 23 Tax effects relating to components of other comprehensive income
- 24 Other assets
- 25 Liabilities from insurance and investment contracts
- 26 Liabilities from unit-linked insurance and investment contracts
- 27 Financial liabilities
- 28 Provisions
- 29 Employee benefits
- 30 Other liabilities
- 31 Contingent liabilities and commitments
- 32 Equity and reserves
- 33 Related party disclosures
- 34 Incentive schemes
- 35 Assets and liabilities related to assets held for sale
- 36 Auditors' fees
- 37 Legal proceedings
- 38 Investments in subsidiaries
- 39 Risk management disclosures
- 40 Events after the balance sheet date
The tables for the Financial Statements are also available in Excel format and the complete Financial Statements in Pdf format.
| 3 Claims incurred | ||||||
| EURm | 2017 | 2016 | ||||
| Claims paid | ||||||
| P&C insurance | -3,036 | -2,818 | ||||
| Life insurance | ||||||
| Insurance contracts | -845 | -692 | ||||
| Investment contracts | -311 | -355 | ||||
| Claims paid, gross | -4,193 | -3,865 | ||||
| Reinsurers' share | ||||||
| P&C insurance | 100 | 73 | ||||
| Life insurance, insurance contracts | 5 | 3 | ||||
| Reinsurers's share, total | 105 | 76 | ||||
| Claims paid total, net | -4,088 | -3,789 | ||||
| Change in claims provision | ||||||
| P&C insurance | 75 | 87 | ||||
| Life insurance, insurance contracts | 0 | 77 | ||||
| Change in claims provision, gross | 76 | 164 | ||||
| Reinsurers' share | ||||||
| P&C insurance | -8 | -2 | ||||
| Life insurance, insurance contracts | -3 | 0 | ||||
| Reinsurers's share, total | -11 | -2 | ||||
| Change in claims provision, net | 65 | 162 | ||||
| Group claims incurred, total | -4,023 | -3,627 | ||||