Other notes to the Group’s Financial Statements 1–40

The tables for the Financial Statements are also available in Excel format and the complete Financial Statements in Pdf format.
4 Change in liabilities for insurance and investment contracts
EURm 2017 2016
Change in unearned premium provision
P&C insurance 32 -4
Life insurance
Insurance contracts -356 -277
Investment contracts -263 -165
Total change in liabilities, gross -587 -446
Reinsurers' share
P&C insurance -17 -2
Group change in liabilities for insurance and investment contracts total, net -603 -448