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• Corporate Governance Statement Corporate Governance Statement
• Governance Structure Governance Structure
• Board of Directors Board of Directors
  • Björn Wahlroos Björn Wahlroos
  • Eira Palin-Lehtinen Eira Palin-Lehtinen
  • Christian Clausen Christian Clausen
  • Jannica Fagerholm Jannica Fagerholm
  • Adine Grate Axén Adine Grate Axén
  • Veli-Matti Mattila Veli-Matti Mattila
  • Risto Murto Risto Murto
  • Per Arthur Sørlie Per Arthur Sørlie
  • Board of Directors' Duties Board of Directors' Duties
  • Election and Terms of Office of Board Members Election and Terms of Office of Board Members
• Board-Appointed Committees Board-Appointed Committees
  • Audit Committee Audit Committee
  • Nomination and Compensation Committee Nomination and Compensation Committee
• Group Executive Committee Group Executive Committee
  • Kari Stadigh Kari Stadigh
  • Knut Arne Alsaker Knut Arne Alsaker
  • Peter Johansson Peter Johansson
  • Patrick Lapveteläinen Patrick Lapveteläinen
  • Torbjörn Magnusson Torbjörn Magnusson
  • Ivar Martinsen Ivar Martinsen
  • Petri Niemisvirta Petri Niemisvirta
  • Morten Thorsrud Morten Thorsrud
  • Ricard Wennerklint Ricard Wennerklint
  • Group Executive Committee's Duties Group Executive Committee's Duties
• Group CEO and President Group CEO and President
• Remuneration Remuneration
• Corporate Responsibility Corporate Responsibility
• Internal Audit Internal Audit
• Insider Administration Insider Administration
• External Auditor External Auditor

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• Sampo Group Sampo Group
• Business Areas Business Areas
  • If If
  • Topdanmark Topdanmark
  • Associated Company Nordea Associated Company Nordea
  • Mandatum Life Mandatum Life
  • Holding Holding
• Other Developments Other Developments
• Governance Governance
  • Annual General Meeting Annual General Meeting
  • Corporate Responsibility Corporate Responsibility
  • Personnel Personnel
  • Remuneration Remuneration
  • Risk Management Risk Management
• Shares, Share Capital and Shareholders Shares, Share Capital and Shareholders
  • Shares and Share Capital Shares and Share Capital
  • Shares on the Joint Book-Entry Account Shares on the Joint Book-Entry Account
  • Authorizations Granted to the Board Authorizations Granted to the Board
  • Shareholders Shareholders
• Financial Standing Financial Standing
  • Internal Dividends Internal Dividends
  • Ratings Ratings
  • Solvency Solvency
  • Debt Financing Debt Financing
• Outlook Outlook
• Dividend Proposal Dividend Proposal
• Key Figures Key Figures
• Calculation of the Key Figures Calculation of the Key Figures
  • Group Key Figures Group Key Figures
  • P&C Insurance Key Figures P&C Insurance Key Figures
  • Life Insurance Key Figures Life Insurance Key Figures
  • Per Share Key Figures Per Share Key Figures

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• Sampo Group’s Structure and Business Model Sampo Group’s Structure and Business Model
• Sampo Group’s Risks and Core Risk Management Activities Sampo Group’s Risks and Core Risk Management Activities
  • Group’s Risks Group’s Risks
  • Core Risk Management Activities Core Risk Management Activities
• If P&C Group If P&C Group
  • Underwriting Risks and Performance Underwriting Risks and Performance
  • Market Risks and Investment Performance Market Risks and Investment Performance
  • Counterparty Default Risks Counterparty Default Risks
  • Operational Risks Operational Risks
  • Capitalization Capitalization
• Topdanmark Group Topdanmark Group
  • Underwriting Risks and Performance Underwriting Risks and Performance
  • Market Risks and Investment Performance Market Risks and Investment Performance
  • Counterparty Default Risks Counterparty Default Risks
  • Operational Risks Operational Risks
  • Capitalization Capitalization
• Mandatum Life Group Mandatum Life Group
  • Underwriting Risks and Performance Underwriting Risks and Performance
  • Market Risks and Investment Performance Market Risks and Investment Performance
  • Counterparty Default Risks Counterparty Default Risks
  • Operational Risks Operational Risks
  • Capitalization Capitalization
• Risk Considerations at Sampo Group Level and Sampo plc Risk Considerations at Sampo Group Level and Sampo plc
  • Underwriting Risks at Sampo Group Underwriting Risks at Sampo Group
  • Market Risks at Sampo Group Level Market Risks at Sampo Group Level
  • The Role of Sampo plc The Role of Sampo plc
• Sampo Group Capitalization Sampo Group Capitalization
  • Group's Own Funds and Solvency According to Conglomerate Rules Group's Own Funds and Solvency According to Conglomerate Rules
  • Group's Own Funds and Solvency According to Solvency II Group's Own Funds and Solvency According to Solvency II
  • Internal Considerations of Adequacy of Solvency Internal Considerations of Adequacy of Solvency
• Appendix 1: Sampo Group Steering Framework and Risk Management Process Appendix 1: Sampo Group Steering Framework and Risk Management Process
• Appendix 2: Risk Definitions Appendix 2: Risk Definitions
• Appendix 3: Selected Management Principles Appendix 3: Selected Management Principles
  • Principles of Balance Sheet Management (ALM) Principles of Balance Sheet Management (ALM)
  • Principles of Investment Portfolio Management Principles of Investment Portfolio Management
  • Principles of Operational Risks Management Principles of Operational Risks Management
• Appendix 4: Profitability, Risks and Capital Appendix 4: Profitability, Risks and Capital
  • Capitalization at the Sub-Group Level Capitalization at the Sub-Group Level
  • Capitalization at Group Level Capitalization at Group Level
• Appendix 5: Valuation for Solvency Purposes Appendix 5: Valuation for Solvency Purposes

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• Group's IFRS Financial Statements Group's IFRS Financial Statements
  • Statement of Profit and Other Comprehensive Income, IFRS Statement of Profit and Other Comprehensive Income, IFRS
  • Consolidated Balance Sheet, IFRS Consolidated Balance Sheet, IFRS
  • Statement of Changes in Equity, IFRS Statement of Changes in Equity, IFRS
  • Statement of Cash Flows, IFRS Statement of Cash Flows, IFRS
  • Group's notes to the Accounts Group's notes to the Accounts
    • Summary of Significant Accounting Policies Summary of Significant Accounting Policies
    • Segment Information Segment Information
    • Business Acquisitions Business Acquisitions
    • Material partly-owned subsidiaries Material partly-owned subsidiaries
    • Other notes to the Group’s Financial Statements 1–40 Other notes to the Group’s Financial Statements 1–40
      • 1 Insurance premiums written 1 Insurance premiums written
      • 2 Net income from investments 2 Net income from investments
      • 3 Claims incurred 3 Claims incurred
      • 4 Change in liabilities for insurance and investment contracts 4 Change in liabilities for insurance and investment contracts
      • 5 Staff costs 5 Staff costs
      • 6 Other operating expenses 6 Other operating expenses
      • 7 Result analysis of If 7 Result analysis of If
      • 8 Earnings per share 8 Earnings per share
      • 9 Financial assets and liabilities 9 Financial assets and liabilities
      • 10 Property, plant and equipment 10 Property, plant and equipment
      • 11 Investment property 11 Investment property
      • 12 Intangible assets 12 Intangible assets
      • 13 Investments in associates 13 Investments in associates
      • 14 Financial assets 14 Financial assets
      • 15 Fair values 15 Fair values
      • 16 Determination and hierarchy of fair values 16 Determination and hierarchy of fair values
      • 17 Movements in level 3 financial instruments measured at fair value 17 Movements in level 3 financial instruments measured at fair value
      • 18 Sensitivity analysis of level 3 financial instruments measured at fair value 18 Sensitivity analysis of level 3 financial instruments measured at fair value
      • 19 Investments related to unit-linked insurance contracts 19 Investments related to unit-linked insurance contracts
      • 20 Deferred tax assets and liabilities 20 Deferred tax assets and liabilities
      • 21 Taxes 21 Taxes
      • 22 Components of other comprehensive income 22 Components of other comprehensive income
      • 23 Tax effects relating to components of other comprehensive income 23 Tax effects relating to components of other comprehensive income
      • 24 Other assets 24 Other assets
      • 25 Liabilities from insurance and investment contracts 25 Liabilities from insurance and investment contracts
      • 26 Liabilities from unit-linked insurance and investment contracts 26 Liabilities from unit-linked insurance and investment contracts
      • 27 Financial liabilities 27 Financial liabilities
      • 28 Provisions 28 Provisions
      • 29 Employee benefits 29 Employee benefits
      • 30 Other liabilities 30 Other liabilities
      • 31 Contingent liabilities and commitments 31 Contingent liabilities and commitments
      • 32 Equity and reserves 32 Equity and reserves
      • 33 Related party disclosures 33 Related party disclosures
      • 34 Incentive schemes 34 Incentive schemes
      • 35 Assets and liabilities related to assets held for sale 35 Assets and liabilities related to assets held for sale
      • 36 Auditors' fees 36 Auditors' fees
      • 37 Legal proceedings 37 Legal proceedings
      • 38 Investments in subsidiaries 38 Investments in subsidiaries
      • 39 Risk management disclosures 39 Risk management disclosures
      • 40 Events after the balance sheet date 40 Events after the balance sheet date
• Sampo plc’s Financial Statements Sampo plc’s Financial Statements
  • Sampo plc’s Income Statement Sampo plc’s Income Statement
  • Sampo plc’s Balance Sheet Sampo plc’s Balance Sheet
  • Sampo plc’s Statement of Cash Flows Sampo plc’s Statement of Cash Flows
  • Notes to Sampo plc’s Financial Statements Notes to Sampo plc’s Financial Statements
    • Notes to the income statement 1–4 Notes to the income statement 1–4
    • Notes to the assets 5–9 Notes to the assets 5–9
    • Notes to the liabilities 10–13 Notes to the liabilities 10–13
    • Notes to the income taxes 14 Notes to the income taxes 14
    • Notes to the liabilities and commitments 15–16 Notes to the liabilities and commitments 15–16
    • Notes to the staff and management 17–19 Notes to the staff and management 17–19
    • Notes to the shares held 20 Notes to the shares held 20
• Approval of the Financial Statements and the Board of Directors’ Report Approval of the Financial Statements and the Board of Directors’ Report
• Auditor's Report Auditor's Report

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• Financial Information and AGM 2018 Financial Information and AGM 2018